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Buy or Sell a Home

Buy/Sell a Home

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Things to Consider when Buying a Home

How much can you afford?

How much can you afford?

Examine your budget. Check out our Budget for Home Worksheet. Consider your monthly net pay (what you bring home) and what you spend on a monthly basis. This exercise will determine what you can afford for your maximum monthly housing payment.

Hire a pro

Hire a pro

Work with a friendly and knowledgeable Realtor® to find homes in your price range, in areas you like. List and prioritize the features you want in your home and what kind of neighborhood you want to live in (i.e. country setting or small-lot subdivision, condo/ townhome community etc.).

Define you goals

Define your goals

Determine if you want an existing home or if you want to buy or build a new home (new construction). Narrow your search: Focus on homes in areas you already know and like. Don't let excitement about "seeing that dream home" become a temptation to buy beyond your budget.

Buy with your head and not your heart

Buy with your head and not your heart

Think clearly and rationally: Distinguish between what you need and what you want. Bring a parent or experienced buyer along: It’s always a good idea to get a second opinion from a trusted advisor.

Research before you buy

Research before you buy

Research the crime activity in the neighborhood you’re considering: There are law enforcement websites that list information on crime rates, or even sexual predators that could be your next neighbor!

Consider the costs

Consider the costs

Ask about all the costs associated with a particular home. For example, ask for a copy of the most recent real estate tax bill, insurance bill, or home utility bills. Ask if there are association fees or special assessments. Are improvements required? Be sure to budget for repairs before you buy.


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Innisbrook The Home Service Club Watson
Innisbrook The Home Service Club Watson

Things to Consider when Selling a Home

Detach from the home

Detach from the home

Take a step back. Approach the sale as a real estate transaction, not the sale of your home. Sellers often place a higher value on their home than others would. A Realtor® will provide actual closed sale data on homes in your area, and a candid assessment of value.

Consult with a Realtor®

Consult with a Realtor®

Even if you’re a real estate expert, buyers are uncomfortable dealing directly with the seller. While you may be capable of selling your home, a professional Realtor® is your best bet. Find an experienced agent who is known to be a leader in your community. Choose an agent who listens to you, is friendly and responsive.

Get your paperwork in order

Get your paperwork in order

Make sure you have all documents in order to sell. Buyers and settlement agents will ask for a copy of your deed, property survey (must be current/correct), copies of all utility and insurance bills (buyers may ask about current expenses), copies of warranty documents, security system agreements, and copies of recorded restrictions on your property.

De-clutter and remove personal items

De-clutter and remove personal items

Remove personal items and photos, remove excess furniture and clutter. The home should be spacious and clean. Begin at your front door and go through the entire house, even de-clutter your basement, attic and garage. Organize your closets and kitchen cabinets. Everything should be clean and orderly.

Remove items not intended to remain after sale

Remove items not intended to remain after sale

It’s important to remove custom fixtures, draperies, expensive ceiling fans or other items that you intend to take with you. Once a prospective buyer sees these items in your home, they expect those items to remain at closing. Misunderstandings can cause tension, or lead to a withdrawn offer.

Repair, replace and paint

Repair, replace and paint

Paint rooms to freshen up or brighten up your home. Paint your front door, garage door, exterior and trim. Replace house numbers with new and attractive lettering. Replace burned out light bulbs or outdated fixtures. Replace broken or outdated appliances. Re-caulk bathrooms and kitchen area. Fix broken locks, doors, sliders, screens, etc.

The home must shine - inside and out

The home must shine - inside and out

Vacuum, clean or replace carpets or rugs. Dust the furniture, mop floors, wash windows and clean blinds. Display new or like-new kitchen and bath towels, blankets and bedspreads. Use air fresheners if necessary. Exterior areas must be cleaned too, no cobwebs. Replace welcome mats.

Consider the curb appeal of the home

Consider the curb appeal of the home

Mow the lawn, rake the leaves, remove snow, etc. Trim all hedges or trees and replace dead or unattractive plants. Plant flowers, add stone accents and mulch planters. Make the home more appealing from the street. Replace the mailbox if old, rusted, or dented.

Staging

Staging

Arrange furniture to showcase each room. Rooms should feel spacious. Adjust window shades and blinds to allow natural light into the rooms. Kitchen and Bathrooms must be spotless. Clean out medicine cabinets and vanities. Display fresh flower arrangements in dining or kitchen area. Make it a model home.

Showtime

Showtime

Allow your Realtor® to show your home during weekdays & weekends. Serious buyers look every day of the week, not just on the weekends. Maintain the cleanliness and appearance of your home on a daily basis. Keep promotional flyers on the kitchen counter. Allow your Realtor® and buyer’s agent to field all questions from potential buyers.


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