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Home Warranty

Home Warranty

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Insurance Against Costly Home Repairs

Protect your Investment

Protect your investment

A Home warranty is not expensive and can save you hundreds of dollars on future repairs. You can purchase a warranty when you buy a home, or you can buy a warranty plan after you close on the home. When buying, inquire with your Realtor. Sometimes the Seller or Realtor will offer to pay all or part of the warranty cost. Most warranties are renewable. Protect your investment with a home warranty.

How does a home warranty work?

How does a home warranty work?

A home warranty is a renewable service contract that covers the repairs or the replacement of certain home system components and appliances. Unexpected repair or replacement costs can strain your budget. Repair costs can be hundreds of dollars, yet deductibles are usually around $100.00. When a problem arises, call the warranty company first. They will send an approved service company to help.

What is covered by the home warranty?

What is covered by the home warranty?

Most home warranty plans cover plumbing, heating and electrical systems, appliances including oven and range, water heater, dishwasher, garbage disposal, trash compactor and specialty items such as a built-in bathtub, whirlpool, or central vacuum systems. Optional coverage is also available, and varies by state. Optional coverage may include swimming pool or spa equipment, well pump, roof coverage, etc.

Read your warranty plan carefully

Read your warranty plan carefully

As with any insurance document, you should read the terms and conditions of your warranty carefully. It is important to understand what is covered, the limitations of your policy, and what fees you will pay upon claim to the company providing the repair. Anticipate that components will be repaired before they are replaced, and certain conditions on older homes may apply. Read your warranty carefully.


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