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Build a Home

Build A Home

Home Builder Spotlight

G.J. Gardner G.J. Gardner

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Things To Consider When Building a Home

Getting started

Getting started

Unless you have extensive experience in home building and a lot of cash, you’ll be hiring a builder to construct your new home and you’ll need to obtain a construction loan. Identify a professional contractor and a reputable construction lender, both agreeing to your project details, your time line and all home specifications and you’ll have the home of your dreams.

Formulate a plan and execute it

Formulate a plan and execute it

If you’ve never contracted with a builder before, the prospect of working through the process can be very intimidating. Custom homes require you to work through many details and make many decisions. If you’ve done your homework, building your custom home is very satisfying. From landscaping to rooftop, the work of art and labor of love will be yours.

Pulling your team together

Pulling your team together

Make sure your home builder and lender are reputable. Ask for references, check to make sure they are properly licensed and review their ratings online with sites like the BBB and state division of professional registration. A good rule of thumb is ensuring your builder and lender have been in business for a minimum of 5 years. Better Business Bureau:

Verify proper insurance and bonding

Verify proper insurance and bonding

Make sure your builder has sufficient worker’s compensation and general liability insurance. If not, you may be liable for any construction-related accidents on your premises. Most builders are bonded. Before work commences on your site, verify their coverage, or get permission to obtain verification of coverage directly from the builder’s insurance agent.

Review your contract and warranty and seek advice

Review your contract and warranty and seek advice

Make sure your builder provides a complete and clearly written contract. The contract will benefit both of you. Ask in advance to review your home warranty to verify all warranty coverage you’ll have upon completion. Consider hiring a real estate attorney to review your contract, and an engineer/project manager to oversee your construction project. An experienced representative can spot and deal with problems as the home is built.

Require a final walk-through prior to final disbursement of funds

Schedule a final walk-through before final payment

Make sure your builder and lender agree that the final disbursement to the builder will occur when the home is 100% complete, is move-in ready and you’ve conducted a satisfactory walk-thru. All components of the home must be working correctly. A “punch-list” to correct deficiencies must be in writing. Work should be completed within 30 days of the walk-thru.

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Emerging Products: The New Kitchen Counter: Looks Like Marble but Acts Like Porcelain


by Michele Lerner

Anyone who spends time perusing "shelter" magazines like House Beautiful or Architectural Digest or who drools over glamorous house photos on Houzz or Pinterest has probably daydreamed about marble. Marble kitchen counters, marble backsplashes, marble bathrooms… while marble has been the ultimate luxury material for centuries, a moment of practical thought sometimes brings those daydreams to a screeching halt. This is particularly true if you’re thinking of using marble for a kitchen counter where your guests could splash a bit of red wine, a hot pot could leave a burn mark, your husband’s belt buckle could scratch the edge and simply slicing a lemon could do lasting damage.

Thankfully, stone and tile companies like Walker Zanger are using technology to develop porcelain slabs that replicate the look of marble – or cement or wood if you prefer – while providing the resilience of porcelain.

"Porcelain has significant advantages over quartz countertops, such as being nonporous and stain-proof, making it impervious to red wine, lemon juice and other acids that are common culprits of staining natural stone," said Jared Becker, Walker Zanger’s Vice President of Design and Marketing. "Additionally, porcelain has the strength and durability for a home chef to cut food directly on the surface or even place hot cookware on the counter without damaging the material."

If you’re renovating your kitchen or building a new home, it’s always a good idea to compare the pros and cons of various kitchen materials in the context of how you cook. If your kitchen gets light use, marble could be just fine. But for those who cook and entertain regularly, a different surface could be preferable.

New technology mimics marble

Walker Zanger recently introduced their Secolo Porcelain Slabs, which replicate authentic marble veining with Italian glazing technology. Porcelain is thinner than natural stone and has traditionally been offered in slabs between three and six millimeters thick, which can be too fragile to use for counters. The company now is able to increase the thickness up to 12 millimeters, allowing them to fabricate counter slabs as large as 126 inches by 36 inches.

The slabs can be used for all interior surfaces including flooring and fireplace surrounds and backsplashes as well as for exterior walls and water features such as in swimming pools and fountains. The porcelain slabs come in 12 color schemes such as Calacata Classic, Calacata Gold, Calacata Premio, Calacata Regent, Marron Glace (a beige and brown marble replica), Statuary Pieta (a white marble replica), Basque Black (a polished black marble replica) and Petit Bleu (a grey marble replica with a velvet finish).

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Expert Advice

Building a Home

by Barbara Ballinger & Margaret Crane

Expert Advice

Plan smartly from the ground up

What better way to satisfy the American dream than to build your own home. And in doing so you can meet the criteria for today’s fast-changing lifestyles, new definitions of family that fuel the desire for different floor plans, technological advancements that require special features, and a wish to save the planet by using new, more efficient energy sources and sustainable materials and systems.

Besides picking the best builder, developer, architect, or contractor, take time to be sure you cover these 3 steps that will help guarantee your top-notch results:

#1. Get a detailed contract that is specific to your needs, rather than a boiler-plate document culled from the internet. Many professional groups such as The American Institute of Architects have established contract forms that can be enhanced, says Chicago architect Allan J. Grant.

What belongs in most agreements? Everything (including the kitchen sink) from starting to estimated completion dates, materials, best practices such as daily time of arrival and departure, frequency of trash removal, a method to resolve problems, and payment schedule.

In fact, David Reiss, a professor at Brooklyn Law in New York, says, "One of the most important contract provisions is the one that links your payments to the completion of different stages of the work: demolition; open wall work (plumbing, wiring. etc.); closed wall work (drywall, cabinetry, etc.); and finish work (painting, flooring, etc.)." You may be wise to have an attorney eyeball the contract before you sign.

#2. Learn to read a floor plan. Before the project gets too far underway, learn to read symbols on blueprint and elevation drawings that indicate what will be built. You can also check out a tutorial on YouTube. Many architectural glossaries online will also help you become better educated. "I don't expect clients to know how to read drawings, but it's a bonus if they show interest in learning," Grant says. "It's easier and less expensive to make changes in the drawing stage than during building--or rebuilding."

#3. Familiarize yourself with materials, appliances, and other options. So many choices abound. A builder may favor custom cabinets because of more detailed workmanship and better materials, but stock items may better fit your budget. An appliance salesman may recommend an induction cooktop when you've been happy with gas. And your friends may tell you that granite is so passé, and you must consider quartzite. "What's that?" you wonder. Understand differences in style, price, durability, and greenness. Grant likes to accompany clients to showrooms to weigh choices. "Appliance selections impact the layout; if we go with a 27" or 48" refrigerator, for example," he says.

Building a house means becoming part of a team. Put in your time, due diligence, and you'll reap the best results.

Share your building ideas with us.

Barbara Ballinger

Barbara Ballinger is a professional writer, author, blogger and speaker who has long focused on real estate, design, and personal finance. She has co-authored many books, including Successful Homebuilding and Remodeling, The Kitchen Bible: Designing the perfect culinary space, and The Garden Bible: Designing the perfect outdoor space. She regularly contributes to the National Association of Realtors® Website and magazine.

Margaret Crane

Margaret Crane is a nationally known freelance writer, blogger and journalist who has co-authored with Barbara Ballinger several books and articles on real estate, design and family business. Her byline has appeared in Realtor® magazine. With more than a half-dozen titles to her credit, Margaret’s latest design book is The Kitchen Bible: Designing the perfect culinary space.


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