Category: Budget/Plan to Buy

Can’t Afford to Buy? Here’s a Path to Homeownership

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Can’t Afford to Buy? Here’s a Path to Homeownership

With interest rates and home prices continuing to rise, millions of potential first-time homeowners struggle to find a way to qualify for a mortgage loan and afford their first home. And these potential first-time home buyers will continue to face plenty of obstacles in 2019. Part of the problem has been a lack of affordable.....

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First-Time Homebuyer DPA Earns High Marks

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First-Time Homebuyer DPA Earns High Marks

Down payment assistance programs and first-time homebuyer solutions have been around for decades, but few programs succeed on a consistent basis – much less thrive. U.S. mortgage lenders have worked with community development programs and budget-challenged state housing programs over the years, but some mortgage originators find such sources to be difficult solutions for their.....

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Real Help for First-Time Homeowners

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Real Help for First-Time Homeowners

With housing prices continuing to climb higher throughout the country, first-time home buyers are finding it more difficult to afford a home. And the price increases are expected to continue at least through 2020. The latest Reuters poll of nearly 45 analysts taken May 16-June 5 showed the S&P/Case Shiller composite index of home prices.....

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Real Estate Niche: Luxury Student Housing That Gets an “A”

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Real Estate Niche Luxury Student Housing That Gets an A

Rising Demand for Luxurious Student Housing Housing options for college students have expanded exponentially, not unlike the choice of majors and courses now available. And after freshman year, the housing that students can move into both on and off campus is light years from what most of their parents experienced decades before in uninspired buildings.....

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Rent to Own the Home of Your Dreams

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Rent to Own the Home of Your Dreams

At a time when the cost of buying a home is escalating due to rising interest rates and a limited supply of houses on the market, potential buyers are looking for new ways to finance their home purchase. Enter Rent-to-Own. Imagine renting the home of your dreams, but in addition to getting a place to.....

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Getting Your Credit in Shape to Buy a Home

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Where Credit is Due

Thinking of buying your first home? If you’re planning to apply for a mortgage, you better get your credit in shape now. That’s because your credit score—a number based on your credit history that represents your creditworthiness and the likelihood you’ll repay your debts—is one of the most important factors in qualifying for a mortgage......

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