Category: Budget / Plan to Buy

Down Payment Resources

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Down Payment Resources

How to Gather Cash for a Down Payment Fear about saving enough money for a home purchase holds back many buyers, but you may need less and have more ways of getting cash than you think. According to the National Association of Realtor’s Housing Opportunities and Market Experience (HOME) survey, more than 80 percent of.....

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New Beginnings in World-Class Places

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New Beginnings in World-Class Places

I remember it like it was yesterday, we were young and in love. There was great energy and excitement as we planned our wedding and took steps to buy our first home. Anticipation of our new life together was over the top. We didn’t have websites like YourHome1Source or apps like Pinterest in those days.....

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How Much Can You Afford to Spend on a Home?

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How Much Can You Afford to Spend on a Home

While it might be tempting to look at homes on the market where you want to live and decide that you can “afford” a place you want, purchasing a home requires more financial preparation than just an estimate of your monthly payment. A common rule of thumb is that you can afford to buy a.....

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Helping Veterans Overcome Financial Hurdles After Their Service

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Helping Veterans Overcome Financial Hurdles After Their Service

Not surprisingly, many young military veterans receive little financial education during active duty. Because they are laser-focused on defending our country and doing their duty, there is time for little else. So, once they have been discharged, many are just beginning to learn about saving, as well as how to build their credit and buy.....

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Home Affordability – Is Now a Good Time to Buy?

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Home Affordability

The all-important spring home-buying season is upon us, and there are a few reasons for buyers to be optimistic. Mortgage rates have dropped compared to last fall, inventories are rising and signed contracts jumped 4.6 percent in January, according to the National Association of Realtors. Yet problems persist, especially when it comes to affordability. The.....

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Can’t Afford to Buy? Here’s a Path to Homeownership

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Can’t Afford to Buy? Here’s a Path to Homeownership

With interest rates and home prices continuing to rise, millions of potential first-time homeowners struggle to find a way to qualify for a mortgage loan and afford their first home. And these potential first-time home buyers will continue to face plenty of obstacles in 2019. Part of the problem has been a lack of affordable.....

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