Mark Cole, Chief Executive Officer, HLP
Mark's Articles
Home Affordability – Is Now a Good Time to Buy?
The all-important spring home-buying season is upon us, and there are a few reasons for buyers to be optimistic. Mortgage rates have dropped compared to last fall, inventories are rising and signed contracts jumped 4.6 percent in January, according to the National Association of Realtors. Yet problems persist, especially when it comes to affordability. The.....
MyLoanHelp.me – Free Help for Homeowners in Financial Distress
A wide range of circumstances can put a family at risk of losing their home. Unexpected expenses, reduced income, medical or marital problems, and natural disasters can create significant financial distress. As a result, many people feel trapped and worry about losing their home to foreclosure. They don’t want to ask for help from friends.....
Help for Federal Employees Affected by Government Shutdown
As the federal government shutdown continues, a growing number of those employees may have trouble making ends meet. While Congress has passed legislation guaranteeing back pay for federal workers, approximately 800,000 of those workers started to miss paychecks on January 11. Unemployment offices around the nation are reporting an uptick in claims from federal workers......
Can’t Afford to Buy? Here’s a Path to Homeownership
With interest rates and home prices continuing to rise, millions of potential first-time homeowners struggle to find a way to qualify for a mortgage loan and afford their first home. And these potential first-time home buyers will continue to face plenty of obstacles in 2019. Part of the problem has been a lack of affordable.....
Help During a Natural Disaster to Save Your Home
Natural disasters have caused the loss of lives and an enormous amount of property damage so far in 2018. The California wildfires have destroyed thousands of homes and other structures throughout the state. On the East Coast, Florence became the first major hurricane of the season in September, and it was quickly followed in October.....
What If I Can’t Afford to Keep My Home?
Despite record low unemployment and rising household incomes, many homeowners continue to struggle to make their mortgage payment every month. The US Labor Department reports that approximately 7.6 million people – about five percent of working Americans – hold two jobs to make ends meet. Other homeowners, especially those in the Southeast, have suffered devastating.....