You may not have realized that a standard homeowners policy does not cover all losses caused by water. Even if you have extended coverage, a loss caused by water may or may not be covered by your insurance policy. The source of water makes a big difference.
Understanding insurance limits and how to pick them can be one of the most confusing parts about buying insurance coverage for your home and possessions. This short video explains the limits on some of the most common homeowners coverage parts. Visit www.central-insurance.com to learn more!
Disasters come in many forms these days, from hurricanes, to unnamed storms, wild fires, etc. This short video from FEMA identifies 6 important things to know before a disaster strikes and how to plan ahead.
Dwelling coverage is the part of a homeowners insurance policy that may help pay to rebuild or repair the physical structure of your home if it’s damaged by a covered hazard. This video explains how dwelling coverage works.
This is a practical, introductory white board-style video that explains homeowners’ insurance and how it protects your most valuable investment – your home. This video explains basic property and liability and medical coverages, explains what coverages may be excluded from common homeowners policies, and what coverages must be purchased separately, such as flood insurance.
This video has some great information for home owners. You may not be required to carry flood insurance, but that does not mean you’d be protected if disaster strikes. Homeowners insurance and flood insurance are two separate policies. Learn why purchasing flood insurance may be a good option for you, even if you don’t think you’re in a flood area. Hint: Clogged storm drains and water backups can flood your home.